肃北| 户县| 嘉义县| 民权| 新安| 庐山| 兴业| 繁峙| 青阳| 新建| 繁峙| 怀化| 鸡泽| 固原| 岐山| 紫云| 新竹县| 岗巴| 开化| 长兴| 乌审旗| 铁力| 如东| 房县| 罗定| 白山| 郏县| 唐山| 兰州| 上蔡| 小金| 镇江| 湖口| 宁城| 梅河口| 小河| 武穴| 五莲| 施甸| 巨野| 斗门| 柏乡| 疏附| 喀什| 阿拉善左旗| 阿鲁科尔沁旗| 东阿| 盐源| 黄山区| 保康| 绩溪| 石拐| 夏津| 房山| 吉首| 兰西| 宁陕| 铁岭县| 临桂| 犍为| 南岔| 湟源| 徽县| 黑山| 河曲| 增城| 峡江| 巧家| 大余| 应城| 龙胜| 攸县| 红原| 商南| 白山| 深泽| 丹寨| 怀宁| 闵行| 邱县| 永定| 大田| 呼和浩特| 天山天池| 仪征| 永和| 土默特左旗| 黄陂| 当涂| 焉耆| 孙吴| 海宁| 北票| 青田| 奉贤| 西山| 富川| 平顺| 中宁| 康保| 孟津| 莘县| 东港| 江口| 君山| 雷州| 全州| 眉县| 科尔沁左翼中旗| 桓台| 肥城| 漳浦| 商洛| 滦平| 哈尔滨| 临湘| 当阳| 翁源| 科尔沁左翼后旗| 宁蒗| 德江| 平罗| 崇义| 靖远| 徐水| 鹰潭| 丰镇| 洪江| 蓬溪| 新竹县| 济宁| 大新| 阿拉善右旗| 金佛山| 清水河| 柘城| 徐水| 吕梁| 南涧| 江夏| 定结| 肃宁| 郎溪| 中山| 潜山| 北宁| 隆林| 垣曲| 丹棱| 华县| 讷河| 虞城| 阜新市| 灵璧| 清徐| 龙湾| 漠河| 江源| 江夏| 都兰| 涪陵| 宝清| 北票| 武夷山| 同安| 江苏| 阿图什| 屯昌| 甘南| 铁山| 藁城| 泸水| 株洲县| 平邑| 北海| 正安| 和政| 怀宁| 华亭| 藁城| 贺兰| 富锦| 砀山| 安国| 拜城| 应城| 美姑| 朝阳县| 丹棱| 双峰| 滁州| 武都| 福山| 全南| 秀屿| 阜康| 蒙自| 让胡路| 远安| 嘉黎| 乐业| 乳山| 武进| 泉港| 乌当| 囊谦| 秦安| 平度| 宁国| 江都| 丁青| 文山| 连平| 巴楚| 绥化| 固阳| 普洱| 安化| 凌云| 武汉| 永定| 东阿| 吕梁| 新郑| 松阳| 汶川| 谢通门| 儋州| 常宁| 巴马| 张家口| 盐边| 万盛| 眉山| 固始| 铁山港| 梅里斯| 阜宁| 天全| 行唐| 平湖| 镇平| 乐平| 乌拉特中旗| 商丘| 伊通| 苍南| 达孜| 黑水| 庆阳| 天津| 武鸣| 元谋| 肥城| 常山| 鞍山| 漳县| 镇安| 河北| 廉江| 二连浩特| 东莞| 鄂温克族自治旗|

还有取保押金大概是多少,如果请律师费用...

2019-09-19 13:08 来源:深圳热线

  还有取保押金大概是多少,如果请律师费用...

  SingaporeanPrimeMinisterLeeHsienLoong(R)meetswithKimJongUn,chairmanoftheWorkersPartyofKorea(WPK)andchairmanoftheStateAffairsCommissionoftheDemocraticPeoplesRepublicofKorea(DPRK),inSingapore,onJune10,2018.(Xinhua/ThenChihWey)SingaporeanPrimeMinisterLeeHsienLoong(R)shakeshandswithKimJongUn,chairmanoftheWorkersPartyofKorea(WPK)andchairmanoftheStateAffairsCommissionoftheDemocraticPeoplesRepublicofKorea(DPRK),inSingapore,onJune10,2018.(Xinhua/ThenChihWey)BrocadepaintingTheDrunkenBeautydisplayedattheParisChinaCulturalCenteronJune5,2018.()ExhibitionReconstruction:TechniquesandDesignofChineseSilkopenCultureDepartment,andorganizedbytheChinaNationalSilkMuseum,theexhibitionisanotherhighlightoftheChineseCultureandTourismMinistrysinternationalprogramofChinaWeek:InheritanceandInnovat,thenewexhibitionpresentsthetechniquesandcharmoftheancientChinesesilkthroughfoursub-themes:Broderie,Impression,Tissage,andTeinture,thatis,embroidery,printing,nJune5,2018.()ZhouWei,theevent’scuratorandassistanttothedirectoroftheChinaNationalSilkMuseum,saidtheexhibitioninfusednewdesignswithtraditionalcraftsman,thecenteralsoheldapubliclectureon"ReconstructionofChineseSilksDesignMaterials"onJune4,andanindustrialexchangemeetingthemed"Reconstruction:TechniquesandDesignofSilk"()Theindustryexchangemeetingon"Reconstruction:TechniquesandDesignofSilk"isheldattheParisChinaCulturalCenteronJune5,2018.()TheexhibitionhallofTeinture.()AmodelshowsasilkflowerdressattheParisChinaCulturalCenteronJune5,2018.()AmodelsshowsasilkdressattheParisChinaCulturalCenteronJune5,2018.()AmodelshowssilkscarvesandhandbagsattheParisChinaCulturalCenteronJune5,2018.()VisitorslookatanembroidereddressattheParisChinaCulturalCenteronJune5,2018.()

(2)经本网书面授权的媒体、网站,只能从“供稿服务”里下载取稿,使用时必须保留原电头“中新社”或“中新网”,并注明“稿件来源:中国新闻网”或“稿件来源:中新网”,违者本网将依法追究责任。PhototakenonJune10,2018showsagiantpandabornlastyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsgiantpandasbornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplayonasunnyday.(Photo:ChinaNewsService/AnYuan)

  世界期待,在习主席和其他与会领导人的共同引领下,上合组织这艘巨轮将从青岛获得新动能,为世界和平、区域合作和全球治理注入强劲的上合力量。FolkartistZhangBinmakesdoughfigurinesinanintangibleculturalheritagefairinShenyang,capitalofnortheastChinasLiaoningProvince,June9,ritageDayonSaturday.(Xinhua/YaoJianfeng)PeoplevisitChineseculturalheritageartexhibitioninGuangzhou,southChinasGuangdongProvince,June9,ritageDayonSaturday.(Xinhua/LuHanxin)ApersonvisitsChineseculturalheritageartexhibitioninGuangzhou,southChinasGuangdongProvince,June9,ritageDayonSaturday.(Xinhua/LuHanxin)InkstoneamateurscompeteinaninkstonecarvingcontestinWuyuan,eastChinasJiangxiProvince,June9,ritageDayonSaturday.(Xinhua/SongZhenping)AchildgetshissugarpaintinginanintangibleculturalheritagefairinShenyang,capitalofnortheastChinasLiaoningProvince,June9,ritageDayonSaturday.(Xinhua/YaoJianfeng)AfolkartistcommunicateswithonlineaudienceinnorthChinasTianjinMunicipality,June9,ritageDayonSaturday.(Xinhua/LiRan)

  (5)如您(单位或个人)认为本网某部分内容有侵权嫌疑,敬请立即通知我们,并提供真实、有效的书面证明,我们将在核实后采取有效措施制止侵权行为的发生并做出妥善处理,联系电话为010-88311219。PhototakenonJune10,2018showsagiantpandabornlastyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsagiantpandabornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplaysonasunnyday.(Photo:ChinaNewsService/AnYuan)PhototakenonJune10,2018showsgiantpandasbornthisyearattheChinaConservationandResearchCenterfortheGiantPandaplayonasunnyday.(Photo:ChinaNewsService/AnYuan)

BrocadepaintingTheDrunkenBeautydisplayedattheParisChinaCulturalCenteronJune5,2018.()ExhibitionReconstruction:TechniquesandDesignofChineseSilkopenCultureDepartment,andorganizedbytheChinaNationalSilkMuseum,theexhibitionisanotherhighlightoftheChineseCultureandTourismMinistrysinternationalprogramofChinaWeek:InheritanceandInnovat,thenewexhibitionpresentsthetechniquesandcharmoftheancientChinesesilkthroughfoursub-themes:Broderie,Impression,Tissage,andTeinture,thatis,embroidery,printing,nJune5,2018.()ZhouWei,theevent’scuratorandassistanttothedirectoroftheChinaNationalSilkMuseum,saidtheexhibitioninfusednewdesignswithtraditionalcraftsman,thecenteralsoheldapubliclectureon"ReconstructionofChineseSilksDesignMaterials"onJune4,andanindustrialexchangemeetingthemed"Reconstruction:TechniquesandDesignofSilk"()Theindustryexchangemeetingon"Reconstruction:TechniquesandDesignofSilk"isheldattheParisChinaCulturalCenteronJune5,2018.()TheexhibitionhallofTeinture.()AmodelshowsasilkflowerdressattheParisChinaCulturalCenteronJune5,2018.()AmodelsshowsasilkdressattheParisChinaCulturalCenteronJune5,2018.()AmodelshowssilkscarvesandhandbagsattheParisChinaCulturalCenteronJune5,2018.()VisitorslookatanembroidereddressattheParisChinaCulturalCenteronJune5,2018.()

  Chinesescientistshavedevelopedasubstituteforartificialcreamthathasasimilartastebutcontainsnoharmfultransfat,,researchersfromtheChineseAcademyofAgriculturalSciences(CAAS)developedemulsionwith87percentfatcontent–higherthananyotherexistingedibleemulsions–suggestingahighresemblancetoartificialcreams,,aGermansciencejournal,heresearch,itwasreported."Varioussubstitutesforartificialcreamareavailableonthemarket,buttheyhavedeficienciessuchaseasilybecomingtoosolidorcostingtoomuchtoproduce,whichlimitstheiruse,"saidWangQiang,deputydirectoroftheIicrogelparticleswithwaterandvegetableoils,Wangsaid."Thenewsubstancehasthepotentialtobeasafe,highqualityandlow-costsubstituteforartificialcream,"orldHealthOrganization(WHO)toeliminatetransfats,andfindingasubstitutewithnotransfatisurgent,,theWHOcalledongovernmentsaroundtheworldtoeliminatetransfatsby2023,stheycanimprovetaste,buttheycangreatlyincreaserisksofcardiovasculardiseases,saidFanZhihong,afoodsafetyexpertattheChinaAgriculturalUniversity."Thereisnosafelimitfortransfat,"shesaid."Forpeople,thelesstransfat,thebetter."Wangsaidthenewemulsionhasgreatpotentialasahealthyartificialcreamsubstitute,butmoreworkneedstobedonebeforeitcanbeavailableonthemarket."Atpresent,itcanonlybeproducedinthelab,"hesaid."Moreresearchisneededtorefineitsprocessingtechniquestoprepareforindustrialproduction."

  (2)经本网书面授权的媒体、网站,只能从“供稿服务”里下载取稿,使用时必须保留原电头“中新社”或“中新网”,并注明“稿件来源:中国新闻网”或“稿件来源:中新网”,违者本网将依法追究责任。TheMatryoshkaPiazzainManchuria,NorthChinasInnerMongoliaautonomousregion,June5,2018.()A30-meter-tallmatryoshkadoll,deemedthelargestofitskindworldwide,hasbecomeamajorattractioninManchuria,China,anditissurroundedby30exquisiteEastereggtryosh,NorthChinasInnerMongoliaautonomousregion,June5,2018.()TheMatryoshkaPiazzainManchuria,NorthChinasInnerMongoliaautonomousregion,June5,2018.()TheMatryoshkaPiazzainManchuria,NorthChinasInnerMongoliaautonomousregion,June5,2018.()TheMatryoshkaPiazzainManchuria,NorthChinasInnerMongoliaautonomousregion,June5,2018.()TheMatryoshkaPiazzainManchuria,NorthChinasInnerMongoliaautonomousregion,June5,2018.()

  如其他媒体、网站或个人从本网下载使用转载稿,请与原著作权人联系确认其真实性并获取相应授权且必须保留本网注明的“稿件来源”,否则,因未核实稿件真实性或未获取原著作权人授权转载、使用引发的法律责任与本网无关,由使用人自负法律责任。

  ChinesePresidentXiJinping(C)andotherleadersattendingthe18thShanghaiCooperationOrganization(SCO)summitposeforagroupphotoaheadofabanquetinQingdao,eastChinasShandongProvince,June9,2018.(Xinhua/DingLin)ChinesePresidentXiJinpingaddressesabanquetheldforguestsattendingthe18thShanghaiCooperationOrganization(SCO)summitinQingdao,eastChinasShandongProvince,June9,2018.(Xinhua/XieHuanchi)ChinesePresidentXiJinping(C,front)andguestsattendingthe18thShanghaiCooperationOrganization(SCO)summitheadforabanquetinQingdao,eastChinasShandongProvince,June9,2018.(Xinhua/LiXueren)Ajournalistasksforinformationatthemediacenterforthe18thShanghaiCooperationOrganizationSummitinQingdao,Shandongprovince,onFriday.[PhotobyFengYongbin/ChinaDaily]LiGuangda,avolunteeratthe18thShanghaiCooperationOrganizationSummit,saidhehasreceivedmanythumbs-upfromforeignreportersforhisprofessionalandfriendlyassistancesincehebeganservingattheinformationdeskofthesummitsmediacenter."It,,"saidt,000studentvolunteersrecruitedfrom10universitiesinthecoastalcity,,another18,000volunte,theyarenicknamed"littleseasplashes".Theyhavebeenmobilizedtooffervariousservicesforthesummit,suchasassistancetoguestswitharrivalanddeparture,ionSummitinQingdao,Shandongprovince,onFriday.[PhotobyFengYongbin/ChinaDaily]Li,anundergraduatemajoringinEnglish,,000studentsappliedtobecomevolunteersforthesummit,accordingtothemeetingsorganizingcommittee."Theenthusiasmfromstudentsisbeyondourexpectations,"saidSunJian,whoworksforthecommitteesworkinggroupofvolunteers."Wevechosentheoneswithbetterexpertisethatisparticularlyhelpfulforthesummit,suchasstudentsmajoringinforeignlanguagesandcomputers."Eachvolunteerhasreceivedabout40hoursoftrainingbeforethesummit,hesaid."Besideslessonsonetiquette,weveinvitedexpertsfromtheMinistryofForeignAffairstogivethevolunteerslecturesonhowtheSCOworksandthetraditionsofthecountriesparticipatinginthesummit."LihasbeenaboutQingdao,becausetheyaretheonesthereportersgotofirstiftheyhavequestions,ionSummitinQingdao,Shandongprovince,onFriday.[PhotobyFengYongbin/ChinaDaily]"Itsanhonortobepartofsuchanimportantevent,"headded."WejustwanttoleavetheguestsandreporterswithagoodimpressionofQingdaoandtheChinesepeople."Moreimportant,Ialsofindjoyinmeetingpeoplefromdifferentcountries,whichhasbroadenedmyviews,",ateacherfromOceanUniversityofChinaandavolunteerorganizer,saiditsnotaneasyjobtomaintainagoodpostureandgreetpeoplewithasmilealldaylong,aswellasofferusefulandprofessionalassistance."Thestudentstoldmethattheyenjoytheworkbecausetheygenuinelywanttoofferthebestservice,"shesaid."Improudofthem."

  AguestvisitsgiantpandaMengmengatBerlinZooinBerlin,Germany,June9,,thetwopandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)AgirlpickspandasouvenirsatBerlinZooinBerlin,Germany,June9,,thetwogiantpandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)AguesttakesphotosofgiantpandaJiaoqingatBerlinZooinBerlin,Germany,June9,,thetwopandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)GuestsvisitgiantpandaJiaoqingatBerlinZooinBerlin,Germany,June9,,thetwopandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)PandasouvenirsareseenatBerlinZooinBerlin,Germany,June9,,thetwopandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)PandasouvenirsareseenatBerlinZooinBerlin,Germany,June9,,thetwopandasfromChina,arrivedinBerlinonJune24,sstayhereinBerlinZoo.(Xinhua/ShanYuqi)

    会前,习近平同与会各方在迎宾厅集体合影。

  FolkartistZhangBinmakesdoughfigurinesinanintangibleculturalheritagefairinShenyang,capitalofnortheastChinasLiaoningProvince,June9,ritageDayonSaturday.(Xinhua/YaoJianfeng)PeoplevisitChineseculturalheritageartexhibitioninGuangzhou,southChinasGuangdongProvince,June9,ritageDayonSaturday.(Xinhua/LuHanxin)ApersonvisitsChineseculturalheritageartexhibitioninGuangzhou,southChinasGuangdongProvince,June9,ritageDayonSaturday.(Xinhua/LuHanxin)InkstoneamateurscompeteinaninkstonecarvingcontestinWuyuan,eastChinasJiangxiProvince,June9,ritageDayonSaturday.(Xinhua/SongZhenping)AchildgetshissugarpaintinginanintangibleculturalheritagefairinShenyang,capitalofnortheastChinasLiaoningProvince,June9,ritageDayonSaturday.(Xinhua/YaoJianfeng)AfolkartistcommunicateswithonlineaudienceinnorthChinasTianjinMunicipality,June9,ritageDayonSaturday.(Xinhua/LiRan)AdogincostumeplayswithaballduringacontestwiththethemeofFIFAWorldCupinLima,Peru,onJune10,2018.(Xinhua/LuisCamacho)AwomaninteractswithherdogduringacontestwiththethemeofFIFAWorldCupinLima,Peru,onJune10,2018.(Xinhua/LuisCamacho)AwomaninteractswithherdogduringacontestwiththethemeofFIFAWorldCupinLima,Peru,onJune10,2018.(Xinhua/LuisCamacho)DogsincostumeareseenduringacontestwiththethemeofFIFAWorldCupinLima,Peru,onJune10,2018.(Xinhua/LuisCamacho)

  

  还有取保押金大概是多少,如果请律师费用...

 
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平凡岗位写人生 ——记荣获邮储银行河南省分行优秀信贷员韩微

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来源:邮储银行河南省三门峡市分行办公室 发布日期:2019-09-19 08:54:32 作者:韩西来 郭新新
       邮储银行灵宝市支行信贷部客户经理韩微,2009年至今年4月26日,累计发放贷款1644笔,金额16448万元,逾期贷款率0.08%。
     
  2014年她荣获邮储银行河南省分行优秀信贷员,遭遇车祸右眼失明后,不忘初心,攻坚破难,砥砺奋进,在人生的坐标上,以勤奋与智慧书写着绚丽的人生。
  
  车祸袭来如噩梦
  
  2019-09-19,她和信贷员苗超林赴朱阳镇吴家垣村调查烟农资金需求,翻山越岭忙了一天,坐车返回单位时突然发生车祸,醒来时竟是10月10日。躺在病床上,她的右眼失明,左眼也受了重伤,她看到天空灰蒙蒙的,以为是下雨了。在西京医院重病监护室住了20天,她发现胳膊动不了,原来骨折后医生做了手术,医生为了稳定她的情绪没有把病情告诉她。从西安回到灵宝市就医,同事、亲戚和朋友来医院探望她,她想到以往每天都提醒到期还款客户,可现在躺在床上哪儿也不能去心里急得要死。行领导和同事劝她安心养病,由同事帮她管户,她才放下心来。
  
  后来,当她知道右眼失明时,她心里凉到了冰点。当时,灵宝市人民医院的赵医师给她讲,有一位病号也是一只眼睛失明,还继续上班,别人能做到的你为什么做不到呢?她暗暗下定决心,一定要重返工作岗位,不管亲朋怎么劝她,她觉得上班生活才最充实、最有价值。在她的坚持下,行领导决定让她回信贷部。
  
  心系老区谋发展
  
  韩微是一个要强的人,在信贷经营中遇到了种种困难,每逢阴雨天气,她的左眼看东西也不清晰,头部偶尔会出现阵痛,手脚显得瘙痒、无力。但是,她心里常常惦记着老区人民,决心为老区人民办点实事。
  
  朱阳镇位于小秦岭山麓的深山区,方圆面积815平方公里,辖朱阳、吴家垣、杨家河等41个行政村。长期以来,由于自然条件恶劣、山区农民居住分散,制约了山区经济发展。为了帮助老区群众创业致富,她每年下乡都在180天以上,41个行政村她跑了个遍,连最远50公里的王家村,她也翻山越岭走门串户,了解烟农、养牛养猪养羊专业大户的资金需求。朱阳镇朱阳村农民杨平山一方面扩大养羊规模,一方面发展核桃种植,可是手中资金不足。去年当他提出贷款申请时,从客户申请到放款,几天时间就将5万元打到客户账上。去年杨平山养殖规模发展到100多只,发展核桃树10亩300多棵。据了解,他家年收入达5万多元。他激动地说:“俺从来没申请过无息贷款,邮储银行可帮了俺的大忙!”截至目前,经她扶持的董家埝村、樊岔村的养羊户达到21户,养殖规模逐年扩大。
  
  烟叶生产是朱阳镇支柱产业之一,全镇烟叶面积达2.9万亩。朱阳镇北塬烟叶合作社涉及朱阳、梁庄两个行政村270户烟农,烟叶种植面积达2428亩。2016年,根据烟农资金需求,她向该合作社投放贷款40万元,全力支持烟叶生产。梁庄村去年发展烟叶1464亩,户均15亩以上,生产烟叶31万公斤,产值639万元,人均收入6000元以上。烟农郭锁营种植烟叶87亩,产值45万元,人均收入达7万元,成为村里的烟叶生产大户。
  
  普惠金融惠“三农”
  
  在她的数据库里,发展业务联系的客户有1590户,其中“三农”客户有430个。她根据邮储银行的市场定位,在地处偏远的深山区发展客户,千方百计地拓宽营销市场,为“三农”客户提供快捷、优质的金融服务。
  
  五亩乡位于灵宝市南部丘陵山区,境内山岭起伏,沟壑纵横,海拔465米至1669米,大小沟岔1160个。这里由于地理条件局限,经济发展缓慢,过去农民年人均纯收入仅有1836元。
  
  在推进小康社会建设的进程中,她不忘肩负的责任,全身心支持山区经济的发展。宋曲村农民刘艳杭,以前家里养了2头母猪,他想扩大养殖规模,先后贷款7万元,使养殖规模扩大到200头。去年家里仅养猪一项收入达13万元,家里修建了新房,成为村里创业致富的领头人。
  
  灵宝市大王镇、焦村镇是香菇生产大镇,初步形成规模化、专业化、标准化、一体化经营模式。为了支持农民创业致富,她多次深入香菇生产大镇宣传贷款政策、介绍银行新产品,扶持20户菇农发展生产,先后投放贷款百万元支柱产业发展。大王镇神窝村菇农史虎祥今年想扩大香菇生产,可是资金不足,她向客户讲了3户联保贷款政策,今年1月5日为他投放了15万元贷款,使他家香菇生产规模扩大到5万袋。
  
  胸揣市场分布图
  
  近年来,她始终坚持“组建一个团队、瞄准一个行业、开发一个市场”的经营理念,先后为小商户、种植户、养殖户1000多个客户投放贷款2133万元,为他们创新创业提供了强大的资金支持。
  
  为了使信贷形成良性发展,她非常注重信息员队伍建设,利用社会力量拓宽营销渠道,扩大业务发展。为了建立数据库,她与辖区的邮政所主任、投递员、营业员加强联系,利用他们人熟、地熟、情况熟的优势,宣传介绍客户。通过召开业务推介会,她向当地政府、行政村干部宣传新产品,争取他们的支持,先后发展村干部、优质客户信息员13个。为了赢得信息员的信赖和支持,她每次下乡镇调查,总要带些水果看望信息员,加强与信息员的沟通与联络,对有重大贡献的给予一定奖励。今年以来,经信息员介绍的客户已成功投放贷款330万元。
  
  为了开发市场,她积极与当地税务所、工商所、政府农办取得联系,从中获得工商户、种植户、养殖户信息,然后根据搜集到的信息进行数据整理归类,制订详细市场情况分布图,建立小区域客户信息数据库,按照行业规律划分资金需求时间,按照地域特征划分区域营销重点。截至目前,她收集各行各业有效数据1800多条,按种植业、养殖业、矿业、中小学教师、电力等,分类整理归档,为信贷业务长远发展奠定了坚实基础。(韩西来   郭新新)
  
  ( 韩微多次深入大王镇、焦村镇宣传贷款政策、介绍银行新产品,先后投放贷款百万元扶持20户菇农发展支柱产业。图为4月26日,她回访大王镇香菇种植大户黄艳丽时,与客户了解今年香菇发展情况。李选民  摄)
                             
  

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